Different consumers have different needs from their credit cards and we all know that the best credit card for me is not necessarily the best credit card for you, but some consumers have multiple needs that no one card suits, in these cases multiple cards are necessary and usually multiple lenders make sense as no one bank provides the best card of every kind.
 |
||
| ANZ Low Rate Purchases : 0% for 3mths (Offer ends 12.06.12) then 13.39% p.a. Balance Transfer: 0% for 3mths Annual Fee: $58 Interest Free Days: Up to 55 Cash Advance : 21.49% p.a. More Info |
||
| ANZ Low Rate Apply Now |
Having several different credit cards can make sense for a variety of reasons. They may have a card for business use and another for personal purchases. Another reason they may get a credit card is so that they can have one credit card for their continued spending and one for their ongoing balance. Under these circumstances the consumer should seek out the best possible offer for each kind of card and it’s not often these will necessarily be offered by the same lending institution
Remember that if the consumer is applying for a credit card because of an introductory offer – perhaps an interest free credit card; it is unlikely the introductory offer will be granted if the consumer is an existing customer of the lender. This will mean that the credit card introductory offer may not be available if the card is applied for, and should be checked first. This is due to the fact that introductory offers are only open to new customers; that is those without existing credit accounts.
Remember before applying for a new credit card to make sure that you are applying for a credit card that suits your needs and that you meet the lenders applicaion criteria.
